Administrator
The Academic Bank of Credits (ABC) is a revolutionary digital platform by the Ministry of Education and it is regulated by the University Grants Commission (UGC).
It is built to support every learner’s journey by providing a digital platform for storing, managing, transferring, and redeeming academic credits earned by students from recognised educational institutions.
APAAR (Automated Permanent Academic Account Registry) ID is a unique 12-digit student identification number linked to the ABC system. Introduced as part of the “One Nation, One Student ID” initiative, APAAR creates a single academic identity for every learner. Accessible through DigiLocker, it brings together a student's educational records from school, higher education, skill development, and other learning programmes onto one platform. APAAR IDs can be generated through the nearest Common Service Centre (CSC), making it accessible in remote and underserved areas too. As of June 2026, 26.30 crore verified APAAR IDs have been generated across India. Together, ABC and a student’s APAAR ID helps build their education brick by brick, across institutions and over time.
Objectives of ABC
The main objective of ABC is to create a flexible, learner-friendly education system in which learning achievements can be recognised, stored, and used throughout a person's life. It supports the vision of the National Education Policy (NEP) 2020 and the National Credit Framework (NCrF) by enabling credit transfer, multiple entry and exit options, and recognition of learning across different institutions and disciplines. This means that if a student chooses to drop out of studies after having completed it partially, the credits that he earned are stored in this data bank. These credits can be used by him towards completion of his studies when he chooses to rejoin in future.
ABC and APAAR help learners maintain a digital record of their achievements, simplify credit transfer between institutions, and improve transparency in maintaining academic records. The platform also supports integration with schools, universities, skill institutions, and other education stakeholders, creating a connected education ecosystem.
How Does ABC Work
Academic Bank of Credits: Progress Report
The initiative has already achieved significant scale across the country. For 2026, the UGC has mandated all Higher Education Institutions to upload credit data on the ABC portal latest by 30th June, 2026.
Organisation Type
Institution Type
Registered for ABC
APAAR IDs created (In Cr)
Educational Records
Autonomous College
Autonomous College
1262
0.33
1.27
Institute of National Importance
AIIMS
10
0.00
0.00
IIIT
25
0.00
0.02
IIM
21
0.00
0.02
IISER
7
0.00
0.01
IIT
23
0.01
0.06
NID
5
0.00
0.00
NIFTEM
1
0.00
0.00
NIPER
6
0.00
0.00
NIT
31
0.02
0.10
Others INI
14
0.00
0.01
SPA
3
0.00
0.00
Standalone Institutions
Standalone Institutions
254
0.06
0.07
University
Central University
57
0.49
1.65
Deemed to be a university
140
0.15
0.98
Private University
520
0.34
1.72
State University
488
3.36
26.74
Skill
Skill
96
1.51
6.55
School Education
School
16.62
71.46
Unmapped
3.39
0.00
Grand Total
2963
26.29
110.65
Managing Data Security in ABC and APAAR
The platforms adopt robust security protocols and encryption standards to ensure data privacy and integrity. Access is authenticated via APAAR ID and Aadhaar-linked DigiLocker credentials, safeguarding user information while maintaining seamless accessibility across all integrated systems and institutional frameworks.
Key Features and Outcomes
ABCs Digital Public Infrastructure
ABC is a key component of India's Digital Public Infrastructure (DPI) for education, under the Digital India Programme.
Towards A Trusted Digital Education Ecosystem
Together, ABC and APAAR are building a trusted digital ecosystem for academic records, making education more flexible, transparent, and accessible for every learner. By enabling seamless credit mobility, secure record management, and lifelong learning, these initiatives are laying the foundation for a future-ready education system.
As these platforms continue to evolve and scale, emerging technologies offer new opportunities to further strengthen the security and authenticity of digital academic credentials. In this context, the Bharat Praman Chainprovides a promising next step. Developed by the Digital India Corporation (DIC), it is India's sovereign blockchain platform designed to enable secure, verifiable, and tamper-resistant digital credentials at scale.
Bharat Praman Chain can be adopted through DIC's managed blockchain infrastructure for rapid deployment, while institutions also have the option to operate dedicated blockchain nodes for greater autonomy and flexibility. The platform ensures that academic data remains within India's sovereign digital infrastructure and is fully compliant with the Digital Personal Data Protection Act.
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